Independent Bank Mortgage
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The Mortgage Bankers Association reported today that its Market Composite Index, a measure of total loan application volume, rose by 4.3% in the latest week after four straight weekly declines. The refinance index gained 7%, while the purchase index...


Welcome
   
You think about home financing a few
times in your life. 
I think about it every single day!

I have two simple missions: First is to offer you the lowest available interest rates and the best mortgage program for your situation in today's fast-changing mortgage market. Second is to help you, teach you and guide you through your home loan process so you can make smart decisions and to then work with you for a quick, problem-free closing.

The best advice I offer is to Ask Questions! Get Answers! Only work with a Lender and Realtor you can trust and who will give you the answers you need. If you need a Realtor, I can recommend some truly talented, knowledgable and professional people who will keep your best interests in the forefront!

We understand it's not just a house,
it's your home.

Helping families and people get into their new homes is my passion. As a Licensed Mortgage Professional with Independent Bank Mortgage 100% of my business is referred by satisfied clients and experienced, trusted Realtors. With many years of experience and extensive, specialized mortgage training, my dedicated team stands ready to assist you 
each and every step of the way.

This Web Site is for you! It is an on-going "work in progress" with new information being added frequently. Spend some time here, explore each page and section - especially the Home Buying Center, the Learning Center and the Company Info Section. And, as always, call me with ANY questions!


Independent Bank Mortgage

Member FDIC    NMLS# 772685 

Ludy  Callaway
Ludy Callaway
Senior Mortgage Originator - NMLS #267872
901-494-4400 mobile


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